thof;ifahsu; tiuaPLfs; kw;Wk; epge;jidfs

,e;j Mtzk; 2000Mk; Mz;L jfty; bjhHpy;El;g rl;lk; kw;Wk; mjd; fPH; cUthf;fg;gl;l bghUe;Jwj;jf;f tpjpfs; kw;Wk; xG';F Kiw tpjpfs;/ kw;Wk; kpd;dD Mtz';fSf;F bjhlu;g[ila gy;ntW rl;lk;/ 2000Mk; Mz;L jfty; bjhHpy;el;g rl;lk; jpUj;jg;gl;l \uj;Jfs; Mfpatw;WfSf;F ,z';Fk; xU kpd;dD gjpt[. ,e;j kpd;dD Mtzk; fzpzp mikg;gpdhy; cUthf;fg;gl;lJ kw;Wk; neuo ifbahg;gk; my;yJ o#ply; ifbahg;gk; njitapy;iy.

cyht[tjw;F/ gjpt[ bra;tjw;F/ mQFtjw;F my;yJ Apg;ghu; bkhigy; bray;ghLfis (mobile application)gad;gLj;Jtjw;F Kd;g[ jat[bra;J gpd;tUk; tiuaPLfs; kw;Wk; epge;jidfs ftdkhf gof;ft[k;. eP';fs; mQFtJ/ gjpt[ bra;tJ my;yJ bkhigy; bray;ghLfis gad;gLj;JtJ Mfpatw;why;/ ,;';F jug;gl;Ls;s tiuaPLfs; kw;Wk; epge;jidfSf;F kw;Wk; gpd;tUk; fhy';fspy; mjpy; bra;ag;gLk; khw;w';fSf;F fl;Lg;gLtPu;fs; vd;W eP';fs; xg;g[f; bfhs;fpwPu;fs;. xU ntis ve;j xU neuj;jpYk;/ eP';fs; ,e;j tiuaPLfs; kw;Wk; epge;jidfSf;F fl;Lg;gl ntz;lhk; vd;W tpUk;gpdhy;/ eP';fs; mQfKoahJ my;yJ bray;ghLfis gad;gLj;j KoahJ kw;wk; bray;ghLfs; gad;gLj;JtJ ,e;j tiuaPLfs; kw;Wk; epge;jidfspd; fz;Ls;sgo ,Wjp bra;ag;gLk;.
eP';fs; nritis gad;gLj;j xg;g[f;bfhs;Sk; tiuaPLfs; kw;Wk; epge;jidfs;

,e;j tiuaPLfs; kw;Wk; epge;jidfs; (mt;tg;nghJ jpUj;jk; bra;ag;gLk;/ “xg;ge;jk;” my;yJ “tiuaPLfs;”) c';fSf;Fk; (“eP';fs;” my;yJ “gad;gLj;Jgtu;”) eP';fs; thGk; khepyj;jpy; Fog;gjw;F rl;lg{u;t taij mile;jtu; kw;Wk; Apg;ghu; gpiutnl; ypkpbll;/ mjd; gjpt[ mYtyfk; vz; 34, 1tJ kho/ B. ,uhkre;jpu Mjpj;jdhu; bjU (4tJ Kf;fpaj; bjU)/ fhe;jp efu;/ milahu;. brd;id – 600 020,y; cs;sJ (“Apg;ghu;.” “eh';fs;” “v';fs;”) ,ilna xU rl;lg{u;t xg;ge;jkhf mika[k;. ,';F gad;gLj;jg;gl;l ve;j tiuaPLfs;/ Mdhy; tptupf;fg;ltpy;iy vdpy;/ Ap;ghu; ntyl;il gad;gLj;Jtjw;F xJf;fg;gl;l bghUis jUk;/ mij ,';nf mQfyhk; here .

Apg;ghu; bkhigy; bray;ghL brhe;jkhf itj;jpUf;fpwJ kw;Wk; elj;JfpwJ mjhtJ “Apg;ghu; - Fog;gjw;fhf Mg; (app - HB/ kw;Wk; tiyjsk; https://gifting.hipbar.com. bkhigy; bray;ghL kw;Wk; tiyjsk; bghJthf Apg;ghu; bray;ghL vd;wiHf;fg;gLk;.,J kJghdk; /Foghdk; cw;gj;jpahsu;fs; kw;Wk; tpepnahf!;jufs;; (tpw;gidahsu;) j';fSila kJghdk; /Foghdk; (bghUl;fs;) Apg;ghu; cUthf;fpa jsj;jpy; mjhtJ Apg;ghu; bray;ghl;oy;’ fhl;rpg;gLj;j kw;Wk;

eP';fs; bghUl;fis njl kw;Wk; me;j bghUl;fSf;F/ jdpg;gl;l/ cupkk; bgw;Ws;s kJghd rpy;yiw tpahghupfs; kw;Wk; ,ju rpy;iyw tpahghupfsplk; cupkk; bgw;Ws;s ,ju egu;fs; (,dpnky; “tzpfu;” vd;wiHf;fg;gLk;) gzk; brYj;j gad;gLj;jg;gLk;. eh';fs; v';fSila jsk; _yk; xU ,ilj;jufu; / nrit tH';Fgtuhf bray;gLnthk;. eP';fs; tzpfu;fsplkpUe;J bghUl;fis th';Ftjw;F kw;Wk; gzk; brYj;Jtjw;F jPu;t[fs;/ gzk; brYj;Jtjw;F Mjut[ nritfs;/ bjhHpy;El;g jPu;t[fs; kw;wk; ,ju bjhlu;g[iua /Jiz nritfis ,dpnky; “nritfs;: vd;wiHf;fg;gLk;) eh';fs; tH';Fnthk;. Apg;ghu; bray;ghL _yk; bra;ag;gLk; midj;J guptu;j;jidfs; Vw;Wf;bfhs;sg;gLfpwJ/ kW-rPuha;t[ bra;ag;gLfpwJ kw;Wk; ,Wjpahf tzpfuhy; epiwntw;wg;gLfpwJ. tzpfu; tH';Fk; ve;j nritfSf;Fk; eh';fs; cj;juthjk; mspf;ftpy;iy my;yJ ve;j bghWg;g[ my;yJ bghWg;gilt[ milakhl;nlhk;.

(1) gad;gLj;Jtjw;fhd jFjp

Apg;ghu; bray;ghl;il mQFtjd; _yk;/ eP';fs; vLj;Jiug;gJ vd;dbtdpy;/ eP';fs; trpf;Fk; khepyj;jpy; c';fSf;F Fog;gjw;fhd rl;lg{u;t taij mile;Js;sPu;fs; kw;Wk; Vw;fdnt Apg;ghu; bray;ghl;il mQFtjw;F my;yJ ntW tifapy; Apg;ghu; bray;ghl;od; _yk; nritia gad;gLj;Jtjw;F ,ilePf;fk; my;yJ jil bra;ag;gltpy;iy eP';fs; nkYk; TWtJ kw;Wk; cj;juthjk; mspg;gJ vd;dbtdpy;/ ,e;j xg;ge;jj;ij Vw;gLj;jpf; bfhs;s kw;Wk; ,e;j xg;ge;jj;jpd; midj;J tiuaPLfs; kw;Wk; epge;jidfs; ,z';fp elg;gjw;fhd rl;lg{u;t taJ kw;Wk; kdj; jFjp cs;sJ.

(2) eP';fs; gjpt[ bra;jy; kw;Wk; fzf;F flikfs;

c';fSf;F xJf;fg;gl;l Apg;ghu; fzf;fpd; gad;gLj;Jtu; ID kw;Wk; mDkjpbrhy; (Apg;ghu; fzf;F)Mfpatw;iw ,ufrpakhf itj;Jf;bfhs;tjw;F eP';fs; kl;Lnk bghWg;giltPufs; kw;Wk; c';fSila gad;gLj;Jtu; ID kw;Wk; mDkjpbrhy;fPH; eilbgWk; midj;J bray;fSf;Fk; eP';fs; kl;Lnk bghWg;giltPufs;. eP';fs; xg;g[f; bfhz;lJ vd;dbtdpy;/ xU ntis eP';fs; mspj;j jfty;fs; jtwhdJ/ bgha;ahdJ my;yJ KGikaw;wJ my;yJ mj;jifa jfty; jtwhdJ/ bgha;ahdJ my;yJ KGikaw;wJ vd;W v';fSf;F epahakhd kw;Wk; nghJkhd Mjhuk; my;yJ fhuzk; ,Ue;jhy;/ ,e;j tiuaPLfspd;go Apg;ghu; fzf;F fhytiuapd;wp ,ilepWj;jk; my;yJ Kog;g[ my;yJ Klf;fk; bra;ag;gLk; cupik eh';fs; jf;f itj;Jf; bfhz;oUf;fpnwhk; kw;Wk; bray;ghl;il mQf kWf;fg;gLk;.

eP';fs; xg;g[f; bfhz;L vd;dbtdpy;/ c';fSila gad;gLj;Jgtu; Ratpguk; c';fSila ifngrpa[ld; ,izf;fg;gl;Ls;sj (jFjp tha;e;j ,e;jpahtpy; cs;s Mg;nul;luhy; tH';fg;gl;lJ) kw;Wk; c';fSila Ra-mwptpg;g[ kpd;d";ry; Io (id)/ ,it ,uz;Lk; bjspthf c';fSila Apg;gu; fzf;fpy; milahsk; fhz;gpf;fg;gLk;. eP';fs; c';fSila rupahd bgau; kw;Wk; nfhug;gl;l ,ju tpguk; tH';f xg;g[f; bfhz;Ls;sPu;fs; kw;Wk; ,itfs; c';fSila Apg;ghu; ntyl; fzf;F mwpf;ifapy; fhz;gpf;fg;gLk;.

Apg;ghu; gjpt[ Kiwfspd; xU gFjpahf/ Apg;ghu; xU ghJfhg;ghd SMS rhu;e;j xU Kiw gpd; ("OTP") eP';fs; gjpt[ bra;j ifngrp vz;zp;w;F mDg;ggLk;/ mjid gad;gLj;jp c';fSila Apg;ghu; fzf;fpy ird; ,d; (sign in).c';fSila Apg;ghu; fzf;fpy; OTPI neu;ikahf guhkupg;gJ c';fSila bghWg;g[. Apg;ghu; fzf;fpd;fPH; eilbgWk; midj;J bray;fSf;Fk; eP';fs;jhd; bghWg;g[.

Apg;ghu; bray;ghl;oy; ird; mg; (sign-up) bra;a[k;nghJ rupahd kpd;d";ry; I.o. tH';Ftjw;F eP';fs;jhd; bghWg;g[ kw;Wk; Apg;ghu; ntyl; fzf;F kw;Wk; bghUs; bjhlu;ghd jfty;fis eP';fs; gjpt[ bra;j kpd;d";ry; I.o.bgWtjw;F eP';fs; Vw;Wf;bfhz;Ls;sPu;fs;.

thof;ifahsu;fSld; bjhlu;g[ bfhs;tjw;F v';fSila mjpfhug{u;tkhd bkhHp M';fpyk;.eP';fs; v';fSila tiuaPLfs; kw;Wk; epge;jidfs; xg;g[f; bfhz;ljd;go/ eP';fs; Apg;ghuplkpUe;J jfty;fis bgWtjw;fhd tpUg;g bkhHp M';fpyk; MFk;.

,jw;Fk; TLjyhf/ eP';fs; ehd;F vz; bfhz;l fzf;F gpd; (PIN) mikf;fntz;Lk; kw;Wk; ,e;j gpd; xU jdpj;jd;ik bfhz;ljhFk;. c';fSila brhe;j eyDf;fhf fzf;F gpd; ,ufrpakhf guhkupf;f ntz;Lk; kw;Wk; ,jpy; ve;j kPWjy; ele;jhy; kw;Wk; 3tJ ghu;of;F btspapLtjhy; mjw;F KG bghWg;g[ c';filna mila[k;.

eP';fs; xg;g[f; bfhz;lJ:

(a) m';fPfhuk; ,y;yhky; c';fJ ifngrp vz; my;yJ Apg;ghu; fzf;F my;yJ Apg;ghu; ntyl; gad;gLj;jg;gl;lhy; my;yJ kw;w ,ju ghJfhg;g[ kPwy; ele;jhy; eP';fs; cldoahf Apg;ghUf;F bjuptpf;f ntz;Lk; kw;Wk;

(b) xt;bthU Kiwa[k; bjhlu; Koe;jt[ld; eP';fs; Apg;ghu; fzf;fpypUe;J btspna tUfpwPu; vd;W cWjp bra;a ntz;Lk;.

nkw;fz;l \uj;Jf;F ,z';fhjjhy; my;yJ m';fPfhukpy;yhk;y mQFjy; my;yJ Apg;ghu; fzf;if gad;gLj;Jtjhy; Vw;glk; ve;j xU ,Hg;g[/ nrjk; my;yJ ,ju bghWg;g[fSf;F Apg;ghu; bghWg;iglt[ milahJ.

Apg;ghu; ntyl; gad;gLj;Jtjw;fhd tiuaPLfs; ,';F mQfyhk; here

(3) Apg;ghu; nritfis mQFjy;

v';fs; nritfs; _yk; eP';fs; tzpfu;fsplk; cs;s gy;ntW bghUl;fis njlyhk; kw;Wk; gzk; brYj;jyhk;. midj;J guptu;j;jidfs; c';fSf;Fk; kw;Wk; tzpfUf;Fk; ,ilna kl;Lk; Vw;gLk;. eh';fs; ve;j bghUl;fis tpw;ftpy;iy. tpw;gjw;F Kd;tutpy;iy/ tpw;gjw;F tuntw;ftpy;iy my;yJ bghUl;fis bfhLg;gjpy;iy. midj;J epfH;t[fspYk;/ tpsk;guk; bra;ag;gl;l;l midj;J tpw;gidfSk;/ tzpfu;fshy; Mu;lu; bgwg;gLfpwJ/ Kw;gLj;jg;gLfpwJ kw;Wk; Mu;lu;fs; mtu;fshy; xg;g[f;bfhs;sg;gl;lJ/ cz;lhf;fg;gl;lJ Vw;Wf;bfhs;sg;gl;lJ kw;Wk; bfhLf;fg;gl;lJ

Apg;ghu; c';fSf;F khw;wKoahj/ gpujnjafkw;w/ tuk;g[f;Fl;gl;l cupkk; tH';FfpwJ. ,jd; _yk; Apg;ghu; bray;ghL kw;Wk; nrifs; mQft[k; kw;Wk; jdpg;gl;l gad;ghl;ow;F cgnahfg;gLj;jyhk;/ ,e;j cupkk; tiuaPLfs; kw;Wk; epge;jidfSf;F cl;gl;lJ/ mJ ,e;j xg;ge;jj;jpy; jug;gl;Ls;sJ. ,e;j cupkk; eP';fs; nritfis c';fSila jdpg;gl;l gad;ghl;ow;F mDkjp mspf;fpwJ kw;Wk; tzpf nehf;fj;jpw;fhf gad;gLj;jf;TlhJ. ,e;j cupkk; nritfs; bjhlu;ghd Apg;ghu; bray;ghl;oid/ eP';fs; itj;jpUf;Fk;/ fl;Lg;ghL bra;a[k; bkhigy; fUtpapy; gjptpwf;fk; bra;a/ epWt mDkjp mspf;fpwJ. ,e;j fUtp c';fSila jdpg;gl;l gad;ghl;ow;F kw;Wk; tzpf nehf;fj;jpw;fhf gad;gLj;jf;TlhJ. Apg;ghu; tH';Fk; cupkk;/ mjid kw;bwhU go/ khw;wk;/ ntW xU egu; nritia mQf/ efy; my;yJ ve;j tifapYk; ve;j gFjpiaa[k; gfpu/ ,e;;j xg;ge;jj;jpd; tiuaPLfSf;F Kuz;glhf ve;j tifapYk; nritfis gad;gLj;j c';fSf;F mDkjp mspf;ftpy;iy. ,';F c';fSf;F jug;glhj midj;J cupikfisa[k; Apg;ghu; jd;dplk; jf;f itj;Jf; bfhz;Ls;sJ.

(4) bghUl;fs; bray;Kiw kw;Wk; tH';fy;

midj;J gad;gLj;Jtu;fs;/ xU Apg;ghu; ntyl; fzf;F (,';nf tptupj;Js;sgo) Jtf;f ntz;Lk; kw;Wk; bghUl;fs; bjhlu;ghd midj;J gzk; brYj;Jjy; Apg;ghu; ntyl;od; _ykhf kl;Lk; brYj;j ntz;Lk;/ ,e;j bjhif eP';fs; ve;j tzpfuplk; ,Ue;J th';fpdPu;fnsh me;j tzpfuhy; bgwg;gLk;. eP';fs; guptu;j;jid bra;a[k;nghJ/ c';fSila Apg;ghu; ntyl;oy; 3Mk; ghu;o gzk; brYj;Jk; thapy; (payment gateway) _ykhf gzk; Vw;wg;gLk;/kWVw;wk; bra;ag;gLk;/ ,J gzk; brYj;Jk; thapy; mtu;fsplk;/ gzj;ij khw;wk; bra;jy; kw;Wk; tzpfuplk; bfhLj;jy; bjhlu;ghd xg;g[f;bfhz;l tiuaPLfs; kw;Wk; epge;jidfSf;F cl;gl;lJ. Apg;ghu; ntyl; - gad;gLj;Jjy; tiuaPLfs;” ,d;go Apg;ghu; ntyl; gad;gLj;jg;gl ntz;Lk;. mjid ,';F mQfyhk; here. bghUe;Jwj;jf;f tpjpfspd;go/ cupkk; cs;s ,lj;jpy; bjhlu;g[ila bghUl;fs; tpw;gid epiwt[ bra;ag;gl;lJ vd;W fUjg;gLk;.

c';fsplk; bghUl;fis bfhLg;gjw;F Kd;g[/ tzpfu; c';fsila milahs rhd;W fhz;gpf;f nfhUthu; kw;Wk; c';fSila milahsj;ij rupghu;g;ghu;. xU ntis/ bghUs; bgWgtu;/ me;j khepyj;jpy; tiuaWf;fg;gl;Ls;s Fof;Fk; tajpw;F Fiwthd taJ njhw;wj;jpy; bjupfpwhu; vd;why;/ tzpfu; mtUila milahsr; rhd;iw nfhUthu;/ taJ rupghu;f;Fk; bghWg;g[ tzpfuplk; cs;sJ/

PPI kjpg;g[ bjhlu;ghf/ Apg;ghu; bjhHpy; eilKiwfis filgpof;fpwJ/ %ghapd; kjpg;g[ igrhtpw;F mUfpYs;s kjpg;gpw;F RHpf;fg;gl;L vLj;J bry;yg;gLk; (mjhtJ xU ntis xU bghUspd; tpiy jrk g[s;spfspd; 50 igrhtpw;F Fiwthf ,Ue;jhy;/ mJ g[wf;fzpf;fg;gLk; kw;Wk; xU ntis jrk g[s;spfspd; 50 igrhtpw;F mjpfkhf ,Ue;jhy; mJ RHpf;fg;glL mLj;j mjpf kjpg;gpw;F vLj;Jr; bry;yg;gLk;)

bghUs;fs; jf;fitg;gJ kw;Wk; / my;yJ/ gad;gLj;JtJ my;yJ mjd; tpisthf Vw;gLk; ve;j tpist[fs;/ nfhUjy; bjhlu;ghf gad;gLj;JgtUf;F my;yJ 3Mk; ghu;ofSf;F Apg;ghu; my;yJ Apg;ghupd; ve;j my;yJ mjpfhup/ ,af;Feu;/ gzpashu;/ g';Fjhuu;/ Kftu;;/ bghWg;gilt[ Mfkhl;nlhu;fs;.

Apg;ghu; bray;ghl;oy; xU guptu;jidia epiwt[ bra;jd; _yk;/ eP';fs; xg;g[f; bfhz;lJ vd;dbtdpy;/ mj;jifa bghUl;fis jf;fitj;Jf; bfhs;s kw;Wk; gad;gLj;j bghUe;Jwj;jf;f rl;lj;jpd;go/ eP';fs; ve;j khepyj;jpy; trpf;fpwPu;fnsh m';F tiuaWj;Js;s rl;lg{u;t taJ c';fSf;F cs;sJ

mj;jifa bghUl;fis bgWtjw;F kw;Wk; gad;gLj;Jtjw;f/ xU ntis bghUj;jkhd taJila egu; ,y;iy my;yJ mtu; trpf;Fk; khepyj;jpd; bghUe;Jwj;jf;f rl;lj;jpd; ,ju njitfis ,y;iy/my;yJ mj;jida egu;/ jd;Dila taij epUgpf;f bry;yj;jf;f jFjpahd milash Mtzk; mspf;f Koatpy;iy my;yJ ,ju Kd;njitfs; mjhtJ “cupkk;” ,y;iy vdpy;/ tzpfu; mtUf;F bghUs; tH';Ftjw;F kWf;fyhk;/ ,e;j cupik gpd;tUgit cl;gl Mdhy; ,itfs; kl;Lky;y:

(a) kdnehahsu;

(b) Vw;fdnt Foj;jpUf;Fk; egu; my;yJ Vw;fdnt Foj;jpUg;ghu; vd;W ek;gg;gLk; egu;

(c) fytuj;jpy; fye;J bfhs;sg;gnghfpwhu; vd;W bjupe;j / re;njfg;gLk; egu; my;yJ bghJ mikjpf;F ,ila{W tpistpf;Fk; egu; my;yJ ve;j ,ju Fw;wk; g[upa[k; egu;.

(d) xU ntis mj;jifa egu; gzpapy; ,Uf;Fk; my;yJ rPUil mzpe;jpUf;Fk; fyhy; mjpfhup/ fhty; Jiw mjpfhup/ ,uapy;nt CHpau; kw;Wk; nkhl;lhu; g!; Xl;Leu;.

(e) rl;lg{u;t Fof;Fk; taJf;F Fiwe;j taJ cila egu;

(5) xg;g[f;bfhs;sf;Toa gad;ghL kw;Wk; fl;Lg;ghL

nritfs; kw;Wk; mjpy; cs;sitfs;/ jfty;fs; kw;Wk; ,ju bghUl;fs;

m';fPfhukd;wp mQFjpypUe;J ghJfhj;jy;. ,';F btspg;gilahf mDkjpf;fg;gl;oUf;Fk; my;yJ btspg;gilahf m';fPfhuk; tH';fg;gl;oUg;gij jtpu ntW vjw;Fk; nritfs; kw;Wk; mjpy; cs;sitfs;/ jfty;fs; kw;Wk; ,ju bghUl;fs; gad;gLj;jg;glhJ.

eP';fs; gpd;tUgitfSf;F xg;g[f; bfhz;Ls;sPu;fs;.

(i) ,e;j tpjpKiwfis eP';fs; Vw;Wf;bfhs;s KGikahft[k; kw;Wk; rl;lg{u;tkhft[k; jFjp ,y;iy vdpy; eP';fs; ,e;j nritia gad;gLj;jkhl;Ou;

(ii) eilKiwapy; cs;s ve;j xU rl;lj;ij kPWk; elj;ijapy; eP';fs; <Lglkhl;ou;fs; .

(iii) eP';fs; ve;j xU egu; my;yJ epWtdj;ij Ms;khwhl;lk; bra;af;TlhJ/ jtwhf nfhUjy; my;yJ ve;j xU egu; my;yJ epWtdj;Jld; cs;s gpizg;ig jtwhf TWtJ my;yJ mDkjpapd;wp kw;wtu;fspd; fzf;if mQFjy; kw;bwhU egupd; o#ply; ifbaGj;ij nghypahf;Fjy;/ _yk;/ milahsk; my;yJ nritfs; tHpahf brYj;jg;gl;l jftypd; cs;slf;fk; Mfpaitfis jtwhf TWtJ/ ,ijg; nghd;W ntW ve;j nkhro braiy bra;jy;/ ntWtHpapy; eh';fs; epahakhf ek;g[k; nkhroahd gzj;jpypUe;J uP-rhu;#; th';fg;gl;lJ/

(iv) v';Sila/ ve;j 3Mk; ghu;o mtu;fspd; fhg;g[upik/ tzpf Kj;jpiu/ gjpg;g[upik my;yJ jdpa[upik cupikfs; cl;gl Mdhy; ,it kl;Lkpd;wp ntW vjpYk; tpjpkPwy; bra;atpy;iy my;yJ tpjpkPwy; bra;a Kaw;rp bra;atpy;iy.

(v) mtJ]whd/ jP';fhd my;yJ ve;j xU jdpkdpjdpd; rk;ge;jg;gl;l jdpg;gl;l my;yJ brhe;j tp\a';fs; btspg;gLj;Jk; ve;j xU bra;jp/ jfty; tH';fnth/ fhl;rpg;gLj;jnth/ gjpntw;wnth/ btspg;gLj;jnth/ brYj;jnth/ jpUj;jnth my;yJ gfpunth khl;Ou;fs;.

(vi) jPikahd/ bjhy;iybfhLf;Fk;/ ,Hpt[gLj;Jk;/ mtJ]whd/ Mghrkhd/ Mghr/ kw;bwhUtupd; jdpa[upikapy; CLUjy;/ btWg;g[ my;yJ ,dk;rhu;e;j/ bewpKiwf;F Ml;nrgizahd/ rpWtu;fSld; g[zu;rp/ ,Hpj;Jiuj;jy;/ gz nkhro my;yJ r{jhl;lk; bjhlu;ghd my;yJ Cf;ftpf;Fk; my;yJ ve;j rl;lj;jpw;F g[wk;ghd bray;fs; bfhz;l bra;jp/ jfty;/ glk; my;yJ g;nuhf;uhk; Mfpaitfis nAh!;o';/ gjpntw;wk;/ khw;wk;/ btspapl/ brYj;j/ nkk;gLj;j my;yJ gfpu khl;Ou;fs; ;

(vii) eP';fs; ve;j xU tprhuizf;F xj;JiHg;g[ tH';f kWg;g[ bjuptpf;f khl;Ou;fs; my;yJ Apg;ghUf;F my;yJ tzpfUf;F tH';fpa c';fSila milahsk; my;yJ kw;w ve;j jfty;fs;/ rl;l mkyhf;fj; Jiw my;yJ rl;lj;jpw;fpz';f my;yJ muR epWtdk; my;yJ tzpfu; mjid cWjp bra;a nfhupdhy; mjw;F kWf;f khl;Ou;fs;.

(viii) eP';fs; Apg;ghu; ntyl;ilj; jtpu ntW ve;j tHpapYk; tzpfUf;F gzk; brYj;j khl;Ou;fs; my;yJ gzk; brYj;j Kw;glkhl;Ou;fs;.

(ix) nritfs; kw;Wk; Apg;ghu; bray;ghL mQFtij jil bra;a[k; my;yJ nritfis gad;gLj;Jtjpy; tuk;g[fis tpjpf;Fk;/ nritfspd; ghJfhg;g[ bjhlu;ghd mk;r';fis eP';fs; mfw;wnth/ jLf;fnth/ Klf;fnth nrjg;gLj;jnth my;yJ ntWtifapy; FWf;fPL bra;a khl;Ou;fs;.

(x) eP';fs; Apg;ghu; bray;ghl;od; _y FwpaPLfs; my;yJ ve;j xU gFjpiaa[k; fz;Lgpof;f Kaw;rp bra;a khl;Ou;fs;/ my;yJ totikf;fg;gl;Ls;sij jpUg;g[jy;/ gpupj;jy; Mfpatw;iw bra;akhl;Ou;fs;/ ,Ue;jhYk; ,e;j fl;Lg;ghl;il tpLj;J/ bghUe;Jwj;jf;f rl;lj;jhy; ,j;jifa jil btspg;gilahf jilbra;ag;gl; mstpw;F mjid bra;akhl;Ou;fs;.

(xi) eP';fs; ve;j xU nuhnghl;/ !;iglu;/ !;fnug;gu; my;yJ ,ju jhdpa';fp Mfpatw;iw gad;gLj;jp/ ve;j xU nehf;fj;jpw;fhft[k;/ ve;j jfty; my;yJ nritfspd; cs;slf;fk; bgWtjw;F Kaw;rp bra;a khl;Ou;fs;/

(xii) c';fSila Apg;ghu; fzf;F tpguk; my;yJ nritfis mQf mDkjpaspf;Fk; v';fshy; tH';fg;gl;l milahsk; Mfpatw;iw eP';fs; ghJfhg;ghft[k; kw;Wk; ,ufrpakhft[k; itj;jpUf;f ntz;Lk;.

(xiii) eP';fs; gad;gLj;Jtjw;F m';fPfupf;fg;gl;l mQFk; Kid (access point) my;yJ jfty; fzf;F (data account ) kl;Lnk gad;gLj;j ntz;Lk;.

(xiv) bghUe;Jwj;jf;f rl;lj;jpd;go/ cupkk; tH';fg;gl;Ls;s ,lj;jpy; kl;Lnk bghUl;fs; tpw;gid bra;ag;gLk;.

(xv) tzpfu; my;yJ mtUilf gzpahsu; nfhUk;nghJ c';fSila milahsk; kw;Wk; taij epUgzk; bra;a[k; Mtzk; c';fshy; mspf;fg;gl ntz;Lk;.

(xvi) nritfis ve;j tpjj;jpYk; nrjk;/ Klf;Fk;/ mjpfr; Rikaspf;Fk; my;yJ gytPdg;gLj;Jk;/ jd;dpaf;f Kiwapy; nritfis/ ve;j tuk;gpd;wp gad;gLj;Jjy; cl;gl vtw;ia[k; eP';fs; gad;gLj;j khl;Ou;fs;.

(xvii) ,e;j xg;ge;jk; kw;Wk; mjpy; cs;s tiuaPLfs; kw;Wk; epge;jidfs; my;yJ ve;j ,ju tpjp/ xG';FKiwfs; my;yJ mt;tg;nghJ mwpKfg;gLj;jg;gLk; bfhs;if Mfpaitfs; eP';fs; kPw khl;Ou;fs;.

(xviii) g[fhu;fs;/ g{ry;fs;/ js;Sgofs;/ jpUk;g brYj;Jjy;/ fl;lz';fs;/ Ap;;g;ghu;/ 3Mk; ghu;o my;yJ c';fSf;F tjpf;fg;gLk; mgujk; Mfpaitfs; Vw;glhjthW nritfis ve;j tpjj;jpy; eP';fs; gad;gLj;JtPu;fs;

(6) tpiy

tzpfu; v';fSf;F tH';fpa jftypd; mog;gilapy; bghUl;fspd; tpiy Apg;ghu; bray;ghl;oy; btspaplg;gl;Ls;sJ kw;Wk; mJ vg;nghJk; eilKiwapy; cs;s tpiyahf ,Uf;f KoahJ. bghUl;fSf;fhd ,Wjp tpiy tzpfu;fshy; epu;zapf;fg;gLk; vd;w cupikia mtu;fs jf;f itj;Jf; bfhz;Ls;shu;fs;.

(7).e\;lj;ij <Lbra;jy;

eP';fs; xg;g[f; bfhz;lJ vd;dbtdpy;/ eP';fs; bray;ghLfis gad;gLj;Jjy;/ jtwhf gad;gLj;Jtjhy;/ ,e;j xg;ge;j \uj;Jfis kPWjy; my;yJ ve;j xU Tw;W my;yJ cj;juthjj;ij kw;Wk; tiut[Wjp Mfpaitfis Kwpj;jy; my;yJ kPwy; Mfpatw;why; Vw;gLk;/ ve;j kw;Wk; midj;J nfhUjy;/ ,Hg;g[fs;/ nrj';fs;/ bghWg;gilt[fs;/bryt[fs;/ brytPz';fs;. ve;j xU mstpd;wp rl;lk; rhu;e;j fl;lz';fs; kw;Wk; brytPz';fs; Mfpatw;WfSf;F v';fis/ v';fSila Cf;ftpg;gtu;fs;/ ,af;Feu;fs;/ xg;ge;jf;fhuu;fs;/ nrit tH';Fgtu;fs;/ ,ize;jtu;fs;/ gzpahsu;fs;/ mjpfhupfs;/ Kftu;fs;/ 3Mk; ghu;ofs;/ tH';Feu;fs;/ cupkk; tH';;Feu;fs; kw;Wk; Tl;lhspfs; Mfpnahu;fSf;f <L bra;ag;gLk;. eh';fs; jf;f itj;Jf; bfhs;Sk; v';fSila cupik vd;dbtdpy;/ c';fSila brytPzj;jpy;/ ve;j xU tp\aj;ij eP';fs; KGtJkhf vjpu;thjk; kw;Wk; fl;Lg;gLj;j ntz;Lnkh kw;Wk; mjw;F eP';fs; v';fSf;F e\;l <L bra;a ntz;Lnkh/ gpur;ridfis jPu;f;Fk; cupik cl;gl kw;Wk; vjpu;f;t[k; kw;Wk; jPu;f;ft[k; eP';fs; v';fSf;F xj;JiHg;g[ tH';f xg;g[f;bfhs;fpwPu;. 3tJ ghu;o bfhz;L tUk; ve;j xU nfhUjy;/ bray; my;yJ eltof;ifs; gw;wp eh';fs;c';fSf;F mwptpf;f epahakhd Kaw;rpfis vLg;nghk;/ mJ nkny Twg;gl;l e\;lk; <Lbra;jy; gw;wp bjupe;jw;F cl;gl;L. ,e;j \uj;J ,e;j xg;ge;jk; Kot[Wj;jk; bra;j gpwF eilKiwapy; ,Uf;Fk;.

(8). bghWg;g[fs; kw;Wk; nrj';fs;

epWtdk; my;yJ mjd; xg;ge;jf;fhuu;fs;/ ,af;Feu;fs;/ mjpfhupfs;/ Kftu;fs;/ cupkk; tH';Feu;fs;/ Tl;lhspfs;/ (i),e;j xg;ge;jk; (ii) bray;ghl;il gad;gLj;Jjy; my;yJ gad;gLj;j ,ayhik Mfpatw;why; Vw;gLk; ve;j xU epfH;tpYk; my;yJ r{H;epiyfspYk; ve;j rpwg;g[/ kiwKfkhd/ jw;brayha;/ tpist[fshy;/ jz;lid tpjpj;jy; my;yJ mjpf mstpyhd nrj';fs;/ ,He;j bjhHpy; tha;g;g[fs; kl;Lky;yhJ/ tUtha; ,Hj;jy; my;yJ vjpu;ghu;j;j ,yhgk; ,Hg;g[ my;yJ ntW ve;j gzk;rhu;e;j my;yJ gzk;rhuhj ,Hg;g[/ ve;j jd;ika[ila nrjk; vg;goahapDk;/ Mfpatw;wpw;F eh';fs; bghWg;gilt[ Mfkhl;nlhk;.

(9) cupik kWg;g[ : cj;juthjk; ,y;iy

ve;j xU gpur;rid ,Ue;jhy; mjid jPu;g;gjw;F xnu tHp eP';fs; v';fsplk; itj;jpUf;Fk; Apg;gh; fzf;if ,uj;J bra;jy;.

Apg;ghupd; bray;ghL/ cs;slf;fpa midj;Jk;/ bkd;bghUs;/ bray;ghLfs;/ bghUl;fs; kw;Wk; mspf;fg;gl;l jfty;fs; my;yJ jsk; _yk; mQfg;gl;l jfty;fs;/ “,Ug;gJ nghy;” (AS IS) rl;lk; mDkjpf;Fk; KG mstpw;F tH';fgLk;. epWtdk; kw;Wk; mjd; Jiz epWtdk; kw;Wk; ,ize;jtu;fs; jsj;jpy; cs;sitfs; / nritfs; my;yJ bghUl;fs;/ jfty;fs; kw;Wk; bkd;bghUs; gad;gLj;jp bra;j bray;ghLfs; my;yJ jsk; tHpahf mQfg;gl;lJ/ ve;j bghUl;fs; my;yJ nritfs; my;yJ 3Mk; ghu;ofSf;F bfhLf;fg;gll iAgu;blf;l; yp';f;!; my;yJ jsk; tHpahf czu;r;rp kpf;f jfty;fs; brYj;Jjy; bjhlu;ghf ve;j xU ghJfhg;g[ kPwy; my;yJ ve;j ,izf;fg;gl;l jsk; Mfpait bjhlu;ghd vt;tifahd ve;j xU bjuptpg;g[ my;yJ cj;juthjk; tH';fg;glkhl;lhJ. nkYk; epWtdk; ve;j btspg;gilahd my;yJ cl;fpilahd cj;juthjj;jpw;F/ ve;j xU tiuapd;wp CWgLj;Jifapd;wp/ tu;j;jfjd;ik/ xU Fwpg;gpl;l nehf;fj;jpw;F bghUj;jkhf/ MfpaitfSf;F kWg;g[ mspf;fpwJ. epWtdk;/ mjd; jsj;jpy; Twg;gl;Ls;s bray;ghLfs; my;yJ ve;j bghUl;fs; my;yJ mjpy; cs;slf;fpait jilapd;wp my;yJ gpiHapd;wp ,Uf;Fk; vd;W cj;juthjk; mspf;tpy;iy. jsj;ij gad;gLj;tjhy;/ ve;j tuk;gpd;wp/ mjpy; cs;slf;fpait kw;Wk; mjpy; cs;s gpiHfSf;F epWtdk; ve;j bghWg;gilt[ milahJ.

,e;j xg;ge;jj;jpd; fPH; ve;j xU epfH;tpYk;/ ve;j tot bray;ghlhf ,Ue;jhYk;/ ve;j kw;Wk; midj;J nfhUjy;/ c';fs; kPJ epWtdj;jpw;F cs;s xl;L bkhj;j bghWg;g[ Rs.100/-(%gha; E]W kl;Lk;) kpfhky; ,Uf;Fk;.

(10. cupikahsu; : cilik cupikahsu;

,e;j nehf;fj;jpw;fhf midj;J cupikfs;/ gjpg;g[upik cl;gl/ bray;ghl;oy; cs;sit v';fSf;F brhe;jkhdJ kw;Wk; v';fs; fl;Lg;ghl;oy; cs;sJ. v';F btspg;gilahf Twg;gl;lnjh mijj; jtpw/ ,jpypUe;J bgwg;gll vJt[k;/ efy;/ gjptpwf;fk;/ nrkpg;g[ (vt;tifapYk;)/ brYj;Jjy;/ xspgug;g[/ bghJ kf;fSf;F fhz;gpj;jy; my;yJ btspg;gLj;Jjy;/ ve;j xU nehf;fj;jpw;fhf jsj;jpy; cs;sitfis vt;tifapYk; rupgLj;Jjy; my;yJ khw;wk; bra;jy; Mfpait v';fSila vGj;Jg{u;t mDkjpapy;hky; bra;tjw;F c';fSf;F cupik ,y;iy. ,jid kPWgtu;fs;kPJ bghUe;Jwj;jf;f rllj;jpdfPH; mjpfgl;r mstpw;F Fw;w tHf;F bjhlug;gLk;. ,';F btspg;gilahf bjuptpf;fhj kw;w ,ju cupikfs; midj;Jk; v';fshy; jf;fitj;Jf;bfhs;sg;gl;oUf;fpwJ.

,';F btspg;gilahf tH';fg;glhj kw;w ve;j cupikfs; jf;fitf;fg;gl;Ls;sJ. bray;ghl;oy; nru;e;jJ/ eh';fs;/ v';fSila Tl;lhspfs;/ cupkk; tH';Fgtu;fs; my;yJ v';fSld; ,ize;jtu;fs;/ tpw;gidahsu;fs; Mfpnahu; cUthf;fpa jfty;fspd; ,izg;g[. bray;ghl;oy; btspaplg;gl;l midj;Jk;/ gpd;gUgit cs;slf;fpaJ Mdhy; ,it kl;Lk; my;y/ bkd;bghUs;(fs;)/ tpsk;guk;(fs;)/ vGjg;gl;l jfty;fs;/fUj;Jfs;/jpwdha;t[fs;/ epHw;gl';fs;/ fp[uhgpf;!;fs;/ tpsf;fg;gl';fs;/FwpapLfs;/ rpd;d';fs;/ xyp my;yJ/ epfH;glk;/ gpsh\; mdpnk\d;/ kw;w ,juitfs; v';fSila/ v';fSila Tl;lhspfs; my;yJ cupkk; tH';Fgtu;fs; my;yJ ,ize;jtu;fs; Mfpnahupd; gjpg;g[upik my;yJ tzpf Fwp ghJfhf;fg;gl;Ls;sJ. bray;ghl;oy; cs;s jfty;fs; my;yJ mjpy; cs;sitfis KGtJkhf my;yJ gFjpahf efy;/ khw;wk;/btspaply;/ brYj;Jjy;/ kW-cw;gj;jp/ tHpnjhd;wy; gilg;g[fis cUthf;Fjy;/ tpepnahfpj;jy;/ btspg;gilahf elj;Jjy; my;yJ fhl;Ljy; my;yJ ve;j tHpapYk; gad;gLj;jy; nghd;witfSf;F c';fSf;F mDkjp tH';fg;gltpy;iy.

v';fSila bray;ghl;oy; btspg;gLj;jg;gl;l jfty;fs; my;yJ bghUl;fs; kw;Wk; mjpy; cs;sitfs;/ xU ntis MghrkhdJ/ mehfuPfkhdJ/ #hjp rk;ge;jg;gl;lJ/ kj btWg;g[ my;yJ Ml;nrgizf;FupaJ my;yJ jtwhdJ vd;W v';fshy; fz;Lgpof;fg;gl;lhy;/ mj;jifa jfty;fs; my;yJ bghUl;fs; kw;Wk; mjpy; cs;sitfs; Mfpatw;iw gad;gLj;JtJ jtpu;f;fg;gl ntz;Lk; kw;Wk; mjd; tpisthf Vw;gLk; midj;J Mgj;JfSf;Fk; kw;Wk; ,Hg;g[fSf;Fk; eP';fns bghWg;gilt[ Vw;f ntz;Lk;. eP';fs; nkw;Twpaitfs; btspg;gLj;jg;glkhl;lhJ my;yJ brYj;jg;glkhl;lhJ vd;W ve;j xU Iaj;jpw;fplkpd;wp xg;g[f;bfhs;fpwPu;fs;. ,e;j tiuaiwfis kPwpdhy; my;yJ ntWtifapy; Ml;nrgizf;Fupajhf ,Ue;jhy;/ v';fSila tpUg;gj;jpd;go mtw;iw bray;ghl;oypUe;J ePf;Ftjw;fhd cupik v';fSf;F cs;sJ Mdhy; mjw;fhd flik ,y;iy.

bray;ghl;oy; cs;s midj;J bgau;fs;/rpd;d';fs;/ tptuj;JQf;F/tzpf Fwpfs;/ gjpg;g[upik/ kw;Wk; cilik cupik Mfpait ve;j xU egu;/ epWtdk; my;yJ 3Mk; ghu;ofs; cupikahdjhf ,Ue;jhy; mitfs; cupa brhe;jf;fhuu;fSf;F vd;W m';fPfhuk; bra;ag;gLfpwJ kw;Wk; bgau;fs;/ rpd;d';fs;/ tptuj;JQf;F/tzpf Fwpfs;/ gjpg;g[upik/ kw;Wk; cilik cupik vjpuhf ve;j xU nfhUjy;/ ru;r;ir my;yJ gpur;rid vGe;jhy; mJ cupa ghu;ofSf;F neuoahf vGg;g ntz;Lk; kw;Wk; mtw;wpd; efy; v';fSf;F rku;g;gpf;fg;gl ntz;Lk;. e';;fs; jpUk;g bgwKoahj cWjp kw;Wk; Vw;Wf;bfhs;stJ vd;dbtdpy;/ cupkk; bgw;W my;yJ cupika[ld; mj;jifa egUld;/ epWtdj;Jld;/ 3Mk; ghu;ofSld; ,ize;jpUj;jy; vd;gjhy;/ bgau;fs;/rpd;d';fs;/ tptuj;JQf;F/tzpf Fwpfs;/ gjpg;g[upik/ kw;Wk; cilik cupik gad;gLj;JtJ my;yJ btspg;gLj;Jtjhy; vGk; ve;j nfhUjy;/ brytPz';fs; kw;Wk; bghWg;g; MfpaitfSf;f eh';fs; bghWg;gilt[ mila khl;nlhk;.

(11.)xg;ge;jj;ij Kot[Wjj;k; bra;jy;

v';fshy; xg;ge;jj;jij Kot[ bra;jy; : eP';fs; xg;g[f; bfhz;lJ vd;dbtdpy;/ v';fSila tpUg;gj;jpd; mog;gilapy;/ ve;j xU fhuzk; my;yJ ve;j xU fhuzkpd;wp/ ve;j xU jz;lj;bjhifapd;wp/ ve;j neuj;jpYk;/ ve;j xU fhuzk; bjuptpf;fhky; c';fSila Apg;ghu; fzf;F (my;yJ ve;j xU gFjp),il ePf;fk; bra;ag;gLk; my;yJ ,e;j xg;ge;jk; Kot[Wj;jk; bra;ag;gLk;. eP';fs; xg;g[f;bfhz;lJ vd;dbtdpy;/ xg;ge;jk; Kot[Wj;jk; Kd; mwptpg;gpd;wp bra;ayhk;. eP';fs; xg;g[f; bfhz;lJ vd;dbtdpy;/ mj;jifa Kot[Wj;jk; bra;tjhy; c';fSf;F my;yJ 3Mk; ghu;ofSf;F eh';fs; bghWg;gilakhl;lhJ. ve;j xU nkhro/ jtwhf gad;gLj;Jjy;/ rl;lj;jpw;F g[wk;ghd bray;/ Mfpait eilbgWfpwJ vd;W eh';fs; re;njfk; mile;jhy; bghUj;jkhd rl;l mkyhf;f mjpfhupfsplk; bjuptpf;fg;gLk;. v';fSf;F rl;lj;jpd;go kw;Wk; epahag;go cs;s kw;w ve;j xU jPu;t[ tHpf;Fk; TLjyhf nkw;Twpa jPu;t[ tHp cs;sJ.

eP';fs; xg;ge;jj;jij Kot[ bra;jy; : eP';fs; ve;j neuj;jpYk; xg;ge;j;jij Kot[Wj;jk; bra;ayhk;.

(12) xg;ge;jk; Kot[Wj;jk; bra;tjhy; Vw;gLk; tpist[fs;

ve;j xU fhuzj;jpw;fhft[k; xg;ge;jk; Kot[Wj;jk; bra;ag;gl;lt[ld; eP';fs; bray;ghl;ow;F mQfg;gLtJ v';fshy; jLf;fg;gLk; kw;Wk; c';fs; Apg;ghu; fzf;F ePf;fg;gLk;.

xU ntis ,e;j xg;ge;jk; Kot[Wj;jk; bra;ag;gl;lhy;/ Apg;ghu; ntyl;oy; c';fs; bgaupy; cs;s ve;j ,Ug;g[j bjhif;/ Apg;ghu; ntyl;od; tiuaPLfs;go/ mij bgw ,';nf mQft[k; here kw;Wk; bghUe;Jwj;jf;f rl;lj;jpd;go c';fSf;F jpUg;gp brYj;jg;gLk;

(13) tpsk;gu';fs;

Apg;ghu; bray;ghl;oy; tpsk;guk; brag;gLk; bghUl;fSf;F eh';fs; ve;j tpjj;jpYk; cj;uthjk; mspf;ftpy;iy my;yJ juk; kw;Wk; jd;ik bjhu;ghf vJt[k; Twtpyiy. c';fSila bjhlu;g[ my;yJ ifahSjy; my;yJ tpsk;gujhuu;fspd; tpsk;guk;/ gzk; brYj;Jjy; kw;wk; bghUl;fs; my;yJ nritfs; tH';Fjy; kw;Wk; kw;w ve;j tiuaPLfs;/ epge;jidfs;/ cj;juthj';fs; my;yJ bjhlu;ghd Tw;Wfs; midj;Jk; c';fSf;Fk; kw;;Wk; mj;jifa tpsk;gujhuu;fs; / 3Mk; ghu;ofSf;F ,ilna cs;sJ. nkw;Twpaitfshy; ifahSjyhy; my;yJ Apg;ghu; bray;ghl;oy; my;yJ Apg;ghu; tiyajsj;jpy; cs;s tpsk;gu';fshy; c';fSf;F Vw;gLk; ve;j xU ,Hg;g[ my;yJ ve;jtpjkhd nrjk; MfpaitfSf;F eh';fs; ve;j tpj bghWg;g[ my;yJ bghWg;gilt[ milakhl;nlhk; kw;Wk; c';fSila KG Mgj;J kw;Wk; bghWg;g[ld; 3Mk; tpsk;gujhUld; cs;s . mj;jifa ve;j xU gu!;gu bjhlu;g[ nkw;bfhs;sg;gl;lJ

(14) xg;ge;jj;jpy; khWjy; bra;jy;

,e;j xg;ge;jj;jpy; ve;j xU gFjpiaa[k; ve;j neuj;jpYk; khWjy;/ Tl;Ljy;/ mHpj;jy;/ ePf;Fjy; Mfpatw;iw bray;ghl;oy; brYj;jg;gLtjd; _yk; bra;tjw;fhd cupikia eh';fs; jf;f itj;Jf;bfhz;Ls;nshk; my;yJ mj;jifa bray;ghLfs; gw;wp c';fSf;F bjuptpf;fg;gLk;. mj;jifa khw;wk; Kjypy; bray;ghl;oy; itf;fg;gl;l 24 (,Ugj;jp ehd;F kzp) kzp neuj;jpw;F gpwF eilKiwf;F tUk; vd;gJ fUjg;gLfpwJ kw;Wk; mjd;gpwF cldoahf eilKiwf;F tUk;. mj;jifa khw;w';fs; c';fshy; Vw;f Koatpy;iy vdpy;/ c';fSf;F cs;s xnu jPu;t[ \uj;J nknyTwpago ,e;j xg;ge;jk; Kot[Wj;jk; bra;tJ. eP';fs; bray;ghl;il bjhlue;J gad;gLj;jpdhy;. mj;jifa khw;w';fSf;F eP';fs; xg;g[f;bfhz;ou;fs; vdf; fUjg;gLk;.

(15). cupikia tpl;Lf; bfhLj;jy;

,e;j xg;ge;jj;jpd; ve;j xU \uj;ij my;yJ cupikia v';fshy; bray;gLj;j jtwpdhy;/ eh';fs; mj;jifa cupikia eh';fs; tpl;Lf; bfhLj;jjhf fUj KoahJ. ,e;j xg;ge;jj;jpd; ve;j xU \uj;jpd; cupikia eh';fs; tpl;Lf;bfhLg;gjhf ,Ue;jhy;/ mJ vGj;J g{u;tkhf/ btspg;gilahf eh';fs; \uj;ij / cupikia tpl;Lf;bfhLf;fpnwhk; vd;W Twg;gl;L kw;Wk; m';fPfupf;fg;ll ifbahg;gkpLtuhy; ifbaGj;J ,lg;gl;oUe;jhy; kl;Lnk mJ eilKiwf;F tUk;.

(16) c';fSila jfty;

eP';fs; nritfis gad;gLj;Jk;nghJ/ eP';fs; g[upe;J bfhz;lJ kw;Wk; xg;g[f;bfhz;lJ vd;dbtdpy;/ eh';fs; c';fisg; gw;wpa jfty;fis nrfupj;jy; gad;gLj;Jy;/ kw;Wk; btspaply; Mfpaitfis jdpa[upik bfhs;ifapy;/ nkw;fz;l bfhs;if ,';F here jug;gl;Ls;sJ/ tptupj;Js;sgo gad;gLj;jg;gLk;.

(17)mwptpg;g[

eh';fs; mwptpg;g[ kw;Wk; jfty; mspg;g[ Mfpaitfis kpd;d";ry;/ m";ry;/ bray;ghl;oy; brYj;Jjy; / Apg;ghu; tiyjsj;jpy; itj;jy; my;yJ kw;w ve;j tifapYk; c';fSf;F tH';Fnthk;. btspg;gilahf ntW ve;j tifapYk; bjuptpf;fg;gltpy;iy vdpy;/ v';fSf;F mspf;fg;gl ntz;oa mwptpg;g[/ bfhupau; my;yJ gjpt[j; jghy; _yk; gpd;tUk; tpyhrjjpw;F mDg;g ntz;Lk;. vz; 34/72A, 4tJ Kf;fpaj; bjU/ fhe;jp efu;/ milahu;. brd;id – 600 020

(18) jPu;t[

eP';fSk; kw;Wk; / my;yJ epWtdk; xg;g[f;bfhz;lJ vd;dbtdpy;/ ,e;j xg;ge;jk; bjhlu;ghf ve;j xU g{ry;/ mjd; bghUs; tpsf;fk; cl;gl/ vGe;jhy; mJ 1996Mk; Mz;L ,e;jpa ,irt[jPu;g;g[ kw;W; ,irtpzf;f rl;lk; \uj;Jfspd; mog;gilapy; kl;Lk; jPu;f;fg;gLk;. eP';fs; xg;g[f; bfhz;lJ g{ry;fs; jdpepiy ,irt[j; jPu;g;ghsuhy; jPu;khdpf;fg;gLk; kw;Wk; ,irt[j; jPu;g;ghsiu epakpg;gJ v';fSf;F kl;Lnk cs;s cupik. mj;jifa ve;j xU g{ry; jdpg;gl;l mog;gilapy; KobtLf;fg;gLk; kw;Wk; jPu;khdpf;fg;gLk; kw;Wk; mJ ve;j ,irt[j; jPu;g;g[ eilKiwapYk; xU';fpizf;f kw;Wk; ve;j xU ghu;oapd; khWgl;l fUj;Jld; nru;e;J jPu;khdpf;f KoahJ. ,irt[ jPu;t[ eltof;if brd;id/ ,e;jpah elj;jg;gLk;.

ek;kpy; ahu; xUtUk;/ ,irt[ jPu;t[ eltof;if epYitapy; cs;s nghJ/ c';fSila my;yJ epWtdk; (my;yJ mjd; Kftu;/ tH';feu;/ nrit mspg;gtu;/ cs;-xg;ge;jf;fhuu;) cupik my;yJ bghUl;fs; ghJfhf;f/ 1996 Mk; Mz;L ,e;jpa ,irt[jPu;g;g[ kw;Wk; ,irtpzf;f rl;lj;jpd; fPH; mDkjp mspj;jpUf;Fk; mst[ tiu/ jFjp tha;e;j tuk;g[iuf;Fs;s ePjpkd;wk;/ brd;id/ ,e;jpah Kd; ,ilf;fhy; my;yJ Kjy;epiy gupfhuk; nfhuyhk;. ve;j xU ,irt[ jPu;t[ eltof;if ,ufrpakhdJ kw;Wk; ek;kpy; vtUk;/ ,irt[ jPu;t[ Koit/ rl;ljjpd; njitg;gLjy; my;yJ epiwntw;w my;yJ vjpu;f;f ,irt[ jPu;t[ ,Ug;gij/ ntW vjw;fhft[k; mjpy; cs;sitfis my;yJ Kot[fis btspaplf;TlhJ/ midj;J ,irt[ jPu;t[ eltof;iffspy;/ xt;bthU jug;gpdUk; mtu;fSila tHf;fwp"u; bryt[fs; kw;Wk; jahupf;f MFk; bryt[fs; Mfpatw;iw me;j jug;gpdnu Vw;f ntz;Lk;. ,irt[ jPu;g;g[ eltof;iffspd; bkhHp M';fpyk;

(19)rl;lk; kw;Wk; g{ry; jPu;j;jy;

\uj;J 18f;F cl;gl;L/ eP';fs; xg;g[f; bfhz;lJ vd;dbtdpy;/ ekf;fpila cs;s g{ry;fSf;F brd;id/ ,e;jpahtpy; cs;s ePjpkd;wk; gp[uj;naf tuk;g[iu cs;sJ. ,e;j xg;ge;jk; ,e;jpa rl;lj;jpdhy; kl;Lk; braw;gLj;jg;gLk;.

(20) gpupj;jy;

,e;j xg;ge;j;jjpy; cs;s ve;j xU \uj;J rl;lj;jpw;F tpnuhjkhdJ/ bry;yjJ my;yJ ntW ve;j tifapYk; epiwntw;w KoahJ vd;W Kot[ bra;ag;gl;lhy;/ ,e;j xg;ge;jj;jpypUe;J njitahd Fiwe;j mstpw;F me;j \uj;J Fiwf;fg;gLk; my;yJ ePf;fg;gLk; kw;Wk; kPjKs;s \uj;Jfs;

bry;yj;jf;fjhFk; kw;Wk; eilKiw gLj;jg;gLk

(21). cupik khw;wk;

,e;j xg;ge;jk; kw;Wk; ,jpy; tH';fg;gl;l ve;j cupika[k;/ v';fSila vGj;J g{u;t ,irtpd;wp c';fshy; khw;wk; my;yJ cupik khw;wk; bra;a KoahJ kw;Wk; mJ v';fSia brhe;j tpUg;gj;jpd;go epWj;jp itf;f Koa[k;/ Mdhy; ve;j xU fl;Lg;ghL ,d;wp eh';fs; cupik khw;wk; bra;k Koa[k;. ,e;j \uj;ij kPwp ve;j xU cupik khw;wk; bra;a Kw;gl;lhy; mJ bry;yhJ kw;Wk; ve;j gaDk; ,y;iy.

(22) v";rpapUj;jy;

,e;j xg;ge;jk; Kot[Wj;jk; bra;jt[ld;/ ve;j xU \uj;J mjd; jd;ik my;yJ btspg;gilahf xg;g[f; bfhz;oUe;jhy;/ me;j \uj;Jfs; xg;ge;jk; Kot[Wj;jk; bra;ag;gl;L my;yJ fhyhtjp MdgpwF/ mtifs; khw;wk; bra;ag;gl;lJ kw;Wk; mj;jifa Kot[Wj;jjpw;F Kd;g[ cwt[ Vw;gl;lJ vd;w mog;gilapy; mj;jifa \uj;Jfs; v";rp capu;thGk;

(23) bjhlu;g[ bfhs;s ntz;oa jfty;fs

c';fSf;F VjhtJ nfs;tpfs;/ nfhUjy;/ g[fhu;fs; ,Ue;jhy;/ jat[bra;J v';fis gpd;tUkhW bfhs;S';fs;.

a) Md;iyd; rhl; : Ap;g;ghu; bkhigy; bray;ghl;il jpwf;ft[k; ->thyl;Lf;F gpupt[f;F bry;yt[k; ->cjtp bgWjy; fpspf; bra;aa[k; kw;Wk; nfs;tpia mDg;gt[k;. eh';fs; clnd gjpy; mspg;nghk;

b) kpd;d";ry; : vGJ';fs; [email protected]kw;Wk; c';fs; nfs;tpfis rku;g;gpf;ft[k;

xU ntis eP';fs; gpd;tUgitfspy; jpUg;jp milatpy;iy vdpy; eP';fs; v';fsplk; g[fhu; gjpt[ bra;ayhk;.

- Apg;ghu; tH';fpa nrit

- gzk; brYj;Jk; Kiw / Kd;gzk; Mtzk; jtWfs;

- jpUk;g bgWjy; gpur;ridfs;

- Apg;ghu; ntyl; bry;Yk; jd;id ePl;og;g[ bra;jy;

- thof;ifahsUf;F tH';fpa nritapy; jpUg;jpapd;id

- my;yJ ntW ve;j Fiwfs;
(24). SLA

xU ntis c';fSf;F epiy 1 tH';fpa Kotpy; jpUg;jp milatpy;iy eP';fs v';fSf;F mLj;j cau;epiythof;ifahu; FiwjPuf;Fk; bfhs;ifapd;go mQfyhk;.

25. c';fs; thof;ifahsiu mwpjy;

“KYC” vd;gjd; RBI mt;tg;nghJ tH';Fk; gy;ntW tpjpKiwfs;/ tpjpfs;/ rl;lk;/ 2016Mk; Mz;L RBI tH';fpa “c';fs; thof;ifahsiug; gw;wp bjupe;J bfhs;S';fs;” mt;tg;nghJ jpUj;jggl;lJ kw;Wk; eilKiwgLj;jg;gl;lJ cl;gl/ ,jd;fPH; Apg;ghu; c';fsplkpUe;J c';fSila jdpg;gl;l milahs jfty;fis/ ve;j nrit tH';Ftjw;F Kd;g[ bgw ntz;Lk;. thof;ifahsu; Apg;ghu; ntyl; nritfis gad;gLj;Jtjw;F kw;Wk; / my;yJ bjhlu;e;J gad;gLj;Jtjw;F/ c';fs; thof;ifahsiug; mwpjy; Mtz';fis/ thof;ifahsuplkpUe;J Apg;ghu; gjpt[ bra;a[k; neuj;jpy; kw;Wk; / my;yJ gpd;tUk; ehspy;/ bghUj;jkhd rl;lk; kw;Wk; Apg;ghu; jdpa[upik bfhs;ifapd;go bgw;Wf; bfhs;Sk;/ eP';fs; xg;g[f; bfhz;lJ vd;dbtdpy;:

(1) rupahd kw;Wk; fhyj;jpwf;nfw;w thof;ifahu; jfty;fs; nrfupj;jy;/ rupghug;g[ bra;jy;/ jzpf;if xU bjhlu; epfH;t[. KYCf;F,z';f njitahd/ bghUj;jkhd kw;Wk; bjhlu;g[ila eltof;iffis vLf;Fk; cupikia Apg;ghu; jf;f itj;Jf;bfhz;Ls;sJ.

(2) eP';fs; mspj;j jfty;fs; kw;Wk; / my;yJ Mtz';fs; Mfpatw;wpy; Kuz;ghLfs; ,Ue;jhy;/ ve;j neuj;jpYk;/ Apg;ghu; ntyl; nritfs; epWj;jk; bra;jy; / tpz;zg;g';fis epuhfupg;g[ bra;jy; cupikia eh';fs; jf;f itj;Jf; bfhz;Ls;nshk;. kw;Wk;

(3) bghUe;Jwj;jf;f rl;lk; my;yJ Apg;ghu; jdpa[upik cl;gl;L/; Apg;ghu; ntyl;il gad;gLj;j ntz;Lk; vd;w nehf;fj;njhL/ Apg;ghUf;F mspf;fg;gl;l jfty;fs; Apg;ghuplk; ,Uf;Fk; kw;Wk; bghUe;Jwj;jf;f rl;lk; my;yJ Apg;ghu; jdpa[upik Kuz;ghod;wp/ Apg;ghupd; tpUg;gj;jpd;go ve;j nehf;fj;jpw;fhft[k; gad;gLj;jg;gLk;.

mt;tg;nghJ RBI tH';Fk; tHpfhl;Ljy; bewpKiwfs; / mwptpf;iffs; cl;gl;L/ ve;j xU Kd; mwptpg;gpd;wp/ Apg;ghu; tpUg;gj;jpd;go KYC tpjpKiwfs; kWMa;t[ kw;Wk; khw;wk; bra;ag;gLk;.

(26)bjhlu;g[ bfhs;Sjy;

eP';fs; v';fsplkpUe;J xU rpy Fwpg;gpl;l kpd;d";ry; bgWtjw;F xg;g[f;bfhz;Ls;sPu;fs;. eP';fs; ,jd; _yk; cWjp bra;jJ vd;dbtdpy;/ gjpt[ bra;j ,e;j njjpapy;/ v';fsplkpUe;J my;yJ v';fSila cWg;gpdu;fsplkpUe;J jfty;fs/ kpd;d";ry;fs;/ kw;Wk; bjhiyngrp apy; bjhlu;g[ bfhs;s ve;jtpj Ml;nrgiz ,y;iy. ,e;j rk;kjk; mjid ePf;ftpl;L ,J mkuk;/ eP';fs; bghUj;jpapUf;Fk; my;yJ “bjhe;jut[ bra;ahjPu;” (Do Not Disturb -DND Register) / njrpa thof;ifahsu; tpUg;g gjpt[National Customer Preference Register). ,e;j rk;kjk; Apg;ghu; bray;ghL kw;Wk; / my;yJ Apg;ghu; tiyjsk; tiuaPLfs; kpd;d";ry;fs;/ jfty;; my;yJ bjhiyngrp MfpaitfSf;F ePl;of;Fk;

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